Personal Banking

Personal Checking Accounts

Town Basic Checking

• $100 to open account
• No monthly service charges
• Unlimited check writing
• Monthly statement with imaged checks online
• Internet Bill Pay
• Overdraft protection available on approved credit*
• ATM card available upon request
• This account does not earn interest

Town Classic Checking

• $100 to open account
• No monthly service charges
• Unlimited check writing
• Monthly statement with imaged checks online
• Internet Bill Pay
• Overdraft protection available on approved credit*
• ATM card available upon request
• Tiered interest paid monthly on balances over $1500

Town Senior Checking (Age 55 & older)

• $100 to open account
• No monthly service charges
• Unlimited check writing
• Free basic checks
• Monthly statement with imaged checks online
• Internet Bill Pay
• Overdraft protection available on approved credit*
• ATM card available upon request
• Tiered interest paid monthly on balances over $1500

Personal Savings Accounts

Town Money Market Account

• $2,500 to open account
• No monthly service charges for balances over $2,500
• Limited to 6 debits per statement cycle
• Free basic checks
• Monthly statement with imaged checks
• Internet Bill Pay
• Overdraft protection available on approved credit*
• Tiered interest paid monthly on balances over $2,500

Town Savings Account

• $100 to open account
• Earns interest at competitive rates on balances over $100
• Limited to 6 debits per statement cycle
• Automatic transfers from other accounts available
• ATM card available upon request

Personal Certificates of Deposit

Town CD

• $500 to open account
• Terms from six months to five years
• Early withdrawal penalties may apply

*Additional fees may be incurred