Consumer Checking & Savings |
Minimum Opening Deposit |
Minimum Balance to Earn Interest |
Rate |
Annual % Yield |
| Town Classic Checking | 100.00 |
1,500.00 |
||
| $1,500.00 - $9,999.99 | 1,500.00 |
.35 |
.35 |
|
| $10,000.00 - $19,999.99 | 10,000.00 |
.40 |
.40 |
|
| $20,000.00 - $49,999.99 | 20,000.00 |
.45 |
.45 |
|
| $50,000.00 and up | 50,000.00 |
.50 |
.50 |
|
| Town Senior Checking | 100.00 |
1,500.00 |
||
| $1,500.00 - $9,999.99 | 1,500.00 |
.35 |
.35 |
|
| $10,000.00 - $19,999.99 | 10,000.00 |
.40 |
.40 |
|
| $20,000.00 - $49,999.99 | 20,000.00 |
.45 |
.45 |
|
| $50,000.00 and up | 50,000.00 |
.50 |
.50 |
|
| Town Money Market* | 2,500.00 |
2,500.00 |
||
| $2,500.00 - $9,999.99 | 2,500.00 |
.35 |
.35 |
|
| $10,000.00 - $29,999.99 | 10,000.00 |
.40 |
.40 |
|
| $30,000.00 - $49,999.99 | 30,000.00 |
.45 |
.45 |
|
| $50,000.00 and up | 50,000.00 |
.50 |
.50 |
|
| Youth Savings (under 18) | 10.00 |
10.00 |
||
| $10.00 and up | 10.00 |
.30 |
.30 |
|
| Town Personal Savings* | 100.00 |
100.00 |
||
| $100.00 and up | 100.00 |
.30 |
.30 |
|
| Certificates of Deposit | ||||
| 6 Month Town Certificate of Deposit |
500.00 |
500.00 100,000.00 |
.35 .40 |
.35 .40 |
| 1 Year Town Certificate of Deposit |
500.00 |
500.00 100,000.00 |
.50 .55 |
.50 .55 |
| 2 Year Town Certificate of Deposit |
500.00 |
500.00 100,000.00 |
.70 .75 |
.70 .75 |
| 3 Year Town Certificate of Deposit |
500.00 |
500.00 100,000.00 |
1.00 1.05 |
1.00 1.06 |
| 4 Year Town Certificate of Deposit |
500.00 |
500.00 100,000.00 |
1.70 1.75 |
1.71 1.76 |
| 5 Year Town Certificate of Deposit |
500.00 |
500.00 100,000.00 |
2.00 2.05 |
2.02 2.07 |
Minimum Opening Deposit |
Minimum Balance to Earn Interest |
Rate |
Annual % Yield |
|
| Town Business Checking | 500.00 |
n/a |
||
| Account does not earn interest | 0.00 |
0.00 |
0.00 |
|
| Town Business MMA* | 2,500.00 |
2,500.00 |
||
| $2,500.00 - $9,999.99 | 2,500.00 |
.35 |
.35 |
|
| $10,000.00 - $29,999.99 | 10,000 |
.40 |
.40 |
|
| $30,000.00 - $49,999.99 | 30,000.00 |
.45 |
.45 |
|
| $50,000.00 and up | 50,000.00 |
.50 |
.50 |
|
| Town Business Savings* | 100.00 |
200.00 |
||
| $200.00 and up | 200.00 |
.30 |
.30 |
|
a) A penalty may be imposed for early withdrawal on CD's.
b) * Maximum of 6 debits per month on savings and money market accounts.
c) Interest rates and annual percentage yields may change after account opening.
Fees can reduce earnings on the account.
Interest Rates and Annual percentage yield are current as of the date referenced above.
For current rate information call (435)673-1150.



